body {
	margin: 0px;
	padding: 0px;
}
.text1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 15px;
	line-height: 18px;
	color: #FFFFFF;
}
.main-text {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	line-height: 18px;
}
.main-text a {
	color: #FFDDA4;
	text-decoration: underline;
}
.main-text a:hover {
	color: #FFDDA4;
	text-decoration: none;
}
.floating-letter {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 48px;
	color: #FFFFFF;
	float: left;
	line-height: 36px;
	margin-right: 5px;
	font-weight: bold;
	margin-top: -4px;
}

p {
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 20px;
	margin-left: 0px;
}
.footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
	line-height: 20px;
	text-align: center;
	padding-top: 30px;
}
.left-nav {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	background-color: #4063A2;
	width: 180px;
}
.left-nav a {
	color: #FFFFFF;
	text-decoration: none;
	display: block;
	height: 19px;
	background-image: url(../images/left-nav-btn-bg.gif);
	background-repeat: no-repeat;
	padding-left: 26px;
	padding-top: 4px;
}
.left-nav a:hover {
	color: #2F3F9F;
	text-decoration: none;
	background-image: url(../images/left-nav-btn-bg-ov.gif);
	background-repeat: no-repeat;
}

.left-Subnav {

            font-family: Verdana, Arial, Helvetica, sans-serif;
            font-size: 11px;
            color: #FFFFFF;
            background-color: #4063A2;
            width: 180px;
}

.left-Subnav a {

            color: #FFFFFF;
            text-decoration: none;
            display: block;
            height: 19px;
            background-image: url(../images/left-sub1-nav-btn-bg.gif);
            background-repeat: no-repeat;
            padding-left: 43px;
            padding-top: 4px;
}

.left-Subnav a:hover {

            color: #2F3F9F;
            text-decoration: none;
            background-image: url(../images/left-sub1-nav-btn-bg-ov.gif);
            background-repeat: no-repeat;

}



.top-nav {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
	background-image: url(../images/nav-bg.gif);
	background-repeat: repeat-x;
	width:100%;
}
.top-nav a {
	color: #FFFFFF;
	text-decoration: none;
	display: block;
	float:left;
	height: 25px;
	background-image: url(../images/nav-bg.gif);
	background-repeat: repeat-x;
	padding-top: 6px;
	padding-left:10px;
	padding-right:10px;
	text-align: center;
}
.top-nav a:hover {
	color: #2F3F9F;
	text-decoration: none;
	background-image: url(../images/nav-ov.gif);
	background-repeat: repeat-x;
}
.top-nav-ac {
	color: #2F3F9F;
	text-decoration: none;
	background-image: url(../images/nav-ov.gif);
	background-repeat: repeat-x;
}
.body-bg {
	text-align:left;
	vertical-align:top;
	background-repeat:repeat-x;
	background-color: #627DB4;
	background-image: url(../images/bg-inner.gif);
	padding-top: 60px;
	padding-right: 35px;
	padding-bottom: 0px;
	padding-left: 35px;
}.height-fixer {
	min-height:650px;
}
h1,h2,h3,h4,h5 {
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 10px;
	margin-left: 0px;
}
h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-weight: normal;
	line-height: normal;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #4766A1;
	margin-bottom: 30px;

}
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: normal;
	line-height: normal;}

h3-highlight {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: normal;
	color: #FFB828;
	line-height: normal;}